Join a passionate and purpose-driven team of colleagues who contribute to Health Benefits mission of helping people increase wellbeing through better health and greater financial security. At Health Benefits, you’ll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves.At Health Benefits, we have a commitment to welcoming people, no matter their background, identity, or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients, and communities.

As one of the nation’s largest independent benefits administrators, Health Benefits helps our clients manage costs without compromising care by offering innovative solutions, flexibility, and complete data transparency for our clients. Our Underwriter team builds strong relationships with stop loss carriers to maximize account retention, renewal increases and regional growth.

Health Benefits is seeking an Underwriter.The key purpose of this position is to provide underwriting support to a defined group of new as well as renewal self-funded clients specifically in the stop loss area. Internally this position works closely with Client Management, Sales and Claims. Externally this position interacts with Brokers and Stop Loss Carriers. This is a permanent work from home position. All time zones welcome to apply.

Job Responsibilities include:

• Develops and maintains strong relationships with stop loss carriers to negotiate best possible terms for clients in order to maximizeHealth Benefits account retention and renewal increases.
• Partners with Client Management, Sales and Brokers to address clients concerns and issues regarding pricing and stop loss for both renewals and new client business. This includes:
  • Analyzes total book of business and recommends compelling pricing options and strategies to retain or attract new business
  • Analyzes monthly reports to create solutions that address concerns
  • Completes renewal activities including cost renewal, summary analyst, claim project costs, plans changes, renewal presentations, policy review and execution
  • Creates target pricing and makes appropriate carrier selection recommendations
• Prepares and maintains quote spreadsheets, stop loss data and historical client information used for business analysis and client presentations.
• Other duties as needed/assigned

Job Qualifications:

• High School Diploma or GED equivalent
• In-depth knowledge of self-funded health insurance is necessary to be successful
• TPA experience is a plus
• Minimum of 3 years of underwriting experience or related experience in self-funded health insurance is required
• Analytical skills including the ability to make recommendations
• Excellent communication skills with the ability to communicate effectively with internal and external customers, along with all levels of the organization
• Keen attention to detail including accuracy, thoroughness, and consistency
• Ability to shift priorities and focus on new task or challenges as needed
• Proficient in MS Suite including Word, Excel, Outlook, and PowerPoint
• You must have a private workspace with access to high-speed internet

All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, sexual identity, age, veteran or disability.

If you are a Colorado resident and this role is a field-based or remote role, you may be eligible to receive additional information about the compensation and benefits for this role, which we will provide upon request.

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Required Experience