Company Name: Microfinance Bank Limited
Job Industry: Banking
Job Type: Part time (0 Hours Per Week)
WorkPlace Type: On-Site
Location: Lahore, Punjab, Pakistan
Required Candidates: 1
Job Description:

Job description

Job Description:

  • Responsible for achieving the business objectives of the liabilities sales team for the area/region.
  • Ensure overall assigned portfolio targets are met. Ensure targeted percentage of portfolio mix i.e. between CASA and Term Deposit is achieved.
  • Conduct Identify target customers locally within the region/ area in order to establish basis for potential business.
  • Ensure and maintain a culture of zero tolerance on portfolio at risk and noncompliance of Bank policies.
  • Responsible to drive and manage execution of sales strategy and customer acquisition process in order to meet, exceed portfolio growth and cross sell targets.
  • Responsible for leading large liabilities sales channel comprising of Relationship Managers, Relationship Executives, and Business Development Officers and ensuring recruitment, training, retention, and mentoring of sales teams.
  • Establish, build and manage business relationships with the target segment. Target to increase the business banking proposition market share and contribution to overall Bank Deposits contribution.
  • Ensure liability mobilization over a large number of accounts to minimize concentration risk and volatility in the portfolio.
  • Provide recommendations for process improvement through analysis of problems on products & processes to improve efficiency.
  • Ensure complete AML/CFT/KYC procedures are followed at the time of customer interactions and customer information to be updated regularly and ensure to provide highest level of customer service.
  • Report/escalate any serious risks or breach of rules, ensure adherence of all bank’s prescribed processes, standard operating procedures and central bank requirements.
  • Ensure objectives are met within Bank policies, procedures, strategies and maintain coordination with internal units of the bank.
  • Participate in one-on-one meetings with potential customers to explain services to guide their choices.
  • Ensure enrolling in training programs (self & team) for product and service to maintain high level of awareness on various initiatives in the bank.
  • Overall responsibility for day-to-day management and any other task assigned by Regional Head – Liabilities.

Job Specifications:

  • Preferably Bachelor’s in Commerce, Arts or Business Administration
  • Preferably 6-8 Years’ relevant experience