Key Responsibilities:
Title Examination:
Conduct thorough research and analysis of real estate records (deeds, mortgages, liens, etc.) to verify the validity and clarity of property titles.
Document Review:
Examine and interpret legal documents, such as title searches, surveys, and other relevant documents, to identify any potential issues or discrepancies.
Title Search Review:
Review title searches performed by abstractors or other searchers to ensure accuracy and completeness.
Clearance and Resolution:
Identify and resolve title issues, such as liens, judgments, or other encumbrances, ensuring a clear and marketable title.
Title Commitment Preparation:
Prepare and review title commitments that outline the scope of title insurance coverage and any potential exceptions, reviewing surveys and completing survey endorsements.
Communication and Coordination:
Communicate effectively with clients, attorneys, lenders, and other parties involved in real estate transactions.
Compliance and Reporting:
Ensure compliance with NJ real estate law and industry standards, and prepare accurate reports on title examinations.
Skills and Qualifications:
Education:
High school diploma or equivalent; some positions may prefer an associate's or bachelor's degree.
Experience:
5+ years of experience in the title insurance industry, particularly with title examinations in NJ.
Knowledge:
Familiarity with NJ real estate law, title insurance principles, and relevant regulations.
Skills:
Strong analytical, research, and problem-solving skills, with a keen eye for detail.
Communication:
Excellent written and verbal communication skills to effectively convey complex information.