The Senior Loan Officer specializes in residential business purpose loans (DSCR, Bridge
Loans, Ground-Up Construction, Etc.) This role involves originating, structuring, and managing complex mortgage transactions, demonstrating an in-depth understanding of industry trends, market conditions, and regulatory requirements. The Senior Loan
Officer, with a proven track record, will drive successful loan origination and contribute significantly to the growth and profitability of the lending firm.

Responsibilities:

Advanced Loan Structuring:
● Collaborate closely with underwriting teams to develop sophisticated loan structures that align with the financial goals of both the borrower and the lending firm.

● Manage the advanced structuring of residential business purpose loans, with a focus on optimizing profitability.

■ Expertise in Bridge Loans:
● Demonstrate a wealth of experience in Bridge Loans, including evaluating the suitability of bridge financing for diverse real estate scenarios.
● Provide strategic advice to clients on the effective use of bridge loans and coordinate with internal teams to ensure seamless execution.

■ DSCR Analysis:

● Conduct comprehensive DSCR analysis for loan applications, evaluating the borrower's ability to service debt based on income generated from the property.

● Offer strategic insights to clients on enhancing DSCR metrics and minimizing risks.

■ Ground-Up Construction Loans:
● Apply in-depth knowledge and experience in originating and managing ground-up construction loans.
● Evaluate project feasibility, construction budgets, and timelines to ensure the success of construction loan transactions.

Account Management:
● Manage a portfolio of return clients, ensuring ongoing customer service.
● Proactively identify and address potential opportunities within the client portfolio, drawing on extensive experience.

Collaboration and Leadership:

● Collaborate seamlessly with internal teams, including underwriting, legal, and compliance, leveraging leadership skills to ensure efficient execution of loan transactions.

● Provide mentorship and guidance to junior loan officers, sharing a wealth of experience in the lending industry.

Market Positioning:

● Stay at the forefront of industry trends, regulations, and market conditions related to residential business purpose loans

● Contribute significantly to the development of innovative lending products and strategies, showcasing deep industry knowledge.

Qualifications:

● Over 5 years of proven experience in residential business purpose loans, with a substantial focus on hard money loans, DSCR analysis, and bridge loans.

● Demonstrated expertise in complex loan structuring, portfolio management, and navigating intricate lending scenarios.

● In-depth knowledge of market trends, property valuation, and investment analysis.

● Strong analytical and financial modeling skills.
● Strong leadership, communication, and mentoring abilities.

Job Type: Full-time

Pay: $77,183.20 - $92,951.81 per year

Benefits:

• Dental insurance
• Health insurance
• Paid time off

Physical setting:

• Office

Schedule:

• 8 hour shift
• Monday to Friday

Supplemental pay types:

• Bonus opportunities
• Commission pay

Work Location: In person

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